Anyone purchasing health insurance from Healthcare.gov or other state based marketplaces are about to experience skyrocketing premiums next year, up as high as 75 percent.
During the pandemic, enhanced subsidies helped to decrease the cost of premiums for plans under the Affordable Care Act, which boosted enrollment since people preferred the lower premiums. In January 2025, enrollment for ACA insurance hit a record 24 million. Enrollees are those who cannot get health insurance through their jobs and don’t qualify for Medicaid/Medicare.
But the pandemic-era subsidies are set to expire in 2026 and cause premiums to spike back up. Those who currently pay $60 a month for health insurance will have to pay $105 a month in 2026.
The Congressional Budget Office estimates that this change will increase the number of uninsured people over the next decade to 4.2 million, due in part because those who are generally healthy may not want to pay the higher premiums and may opt for no healthcare coverage at all. Only unhealthy people would remain on the ACA program, which in turn will costs health insurance companies more money.
According to the Republican Study Committee, “enhanced subsidies only perpetuate a never-ending cycle of rising premiums and federal bailouts with taxpayers forced to foot the bill.”
Solidarity HealthShare works hard to ensure affordable and quality care for its Members. We recognize how expensive health care can be, and by joining a community and sharing into it, care can be more affordable for our Members. To help Americans “migrate” from these marketplaces, Solidarity HealthShare is launching new health sharing programs.
Our Memberships start at $91 for single individuals and $548 for families. On average, a Solidarity Membership is 6 percent more affordable than other healthcare sharing ministries, and over 60 percent more affordable than a traditional health insurance policy. In 2024 alone, $67,713,785 in total bill charges were discounted by 65% through our Reference Based Pricing method, for a total savings of $44,130,835. .
To learn more about the savings available to you and your loved ones, give our Member Care team a call today at 737-SHARING.
