Our ministry uses a method called Reference Based Pricing, which uses the Medicare Allowable Amount as the baseline for what a given procedure should cost in a specific area. This allows us to adjust our pricing to be as specific as possible to what providers will accept, while saving as much money as possible for our Members. This process, along with reviewing each bill to remove any erroneous or excessive charges added, helps us achieve the greatest possible medical savings for our community. Our Reference Based Pricing model has been proven to consistently generate savings of 60-70% off billed charges.