ATTENTION: This program is not an insurance company nor is it offered through an insurance company.
This program does not guarantee or promise that your medical bills will be paid or assigned to others for
payment. Whether anyone chooses to pay your medical bills will be totally voluntary. As such, this program
should never be considered as a substitute for an insurance policy. Whether you receive any payments for
medical expenses and whether or not this program continues to operate, you are always liable for any