Just when the cost of healthcare can’t seem to get any higher, 2026 is expected to usher in even more expensive health insurance prices for American patients.

Patients may soon pay more for doctor visits and have less access to prescription coverage. In fact, price increases could be the most dramatic in individual coverage marketplaces. Insurers are already preparing for the federal government to end support in this area.

The biggest hits to insurers are likely due to more people receiving care from increased visits to expensive emergency rooms, more claims for mental health treatments, and healthy customers dropping coverage in the individual market. This leaves a higher concentration of sicker patients to generate claims.

While enrollment into Affordable Care Act insurance marketplaces rose the past few years, it became more difficult for people to stay covered as crackdowns on fraud and eligibility tightened. There are also challenges when it comes to prescription drugs.

Even with all of these rising costs, Solidarity HealthShare is committed to keeping the cost of care affordable for all of its members. We use a method called Reference Based Pricing, which uses the Medicare Allowable Amount as the baseline for what a given procedure should cost in a specific area. This methodology allows us to adjust our pricing to be as specific as possible to what providers will accept, while saving as much money as possible for our Members. Our Reference Based Pricing model has been proven to consistently generate savings of 60-70 percent off billed charges.

We know that medical care can be pricey and stressful, and we want to help take some of the burden off of the plates of the thousands of people of faith who lean on us. By sharing into health care, members can rest easy knowing that a community is coming together for their medical needs.  

To learn more about how much you could save on healthcare with a Solidarity Membership, give us a call at 737-SHARING.